Question

If the insured is unable to perform the important duties of their own occupation, _____________ would continue to be paid even if such person was working at another occupation.

A. Health benefits
B. Retirement benefits
C. Disability benefits
D. Unemployment benefits

Answer 1

Disability benefits are paid to insured individuals unable to perform their job duties due to disability, even if they work in a different occupation. The correct option is C.

Step-by-step explanation:

If the insured is unable to perform the important duties of their own occupation, disability benefits would continue to be paid even if such a person was working at another occupation. Disability benefits are specifically designed to assist individuals who are incapacitated and unable to perform their job due to a disability.

Unemployment insurance, on the other hand, is not related to disability but is provided to those who lose their job and cannot find new employment. Pension insurance ensures that workers receive at least some pension benefits if a company cannot pay the pensions it promised, typically in the event of bankruptcy.

In summary, health benefits cover medical expenses, retirement benefits concern income after leaving the workforce, disability benefits provide financial support in case of disability impeding one's ability to work, and unemployment benefits support those who are out of work but actively seeking employment. The correct option is C.