Question

Which of the following statements regarding individual and group health plans is NOT correct?

A) In a group plan, there is no individual underwriting.
B) In an individual policy, coverage is renewable at the option of the insured or insurer.
C) An individual plan issues a policy.
D) All accidents are covered in a group plan.

Answer 1

The correct statement regarding individual and group health plans is that all accidents are not covered in a group plan.

Step-by-step explanation:

The correct statement regarding individual and group health plans is D) All accidents are covered in a group plan.

In a group plan, coverage may vary and not all accidents may be covered. Group plans typically have specific terms and conditions that define what is covered and what is not covered. It is important for individuals to carefully review the terms of a group plan to understand what coverage they have.