Question

Which of the following is NOT a common health insurance exclusion?

A) Cosmetic surgery to reduce wrinkles
B) Plastic surgery to repair scar tissue
C) Treatment for burns sustained while the insured was committing arson
D) Medical care after the insured breaks her arm while at work

Answer 1

The correct answer is C) Treatment for burns sustained while the insured was committing arson. Health insurance policies often include exclusions, which are specific services or treatments that are not covered under the policy.

Step-by-step explanation:

The correct answer is C) Treatment for burns sustained while the insured was committing arson.

Health insurance policies often include exclusions, which are specific services or treatments that are not covered under the policy. These exclusions can vary depending on the specific insurance plan, but they commonly include procedures that are considered cosmetic or elective, such as cosmetic surgery to reduce wrinkles.

However, insurance policies typically do cover medical care for injuries sustained at work, such as medical care after the insured breaks her arm while at work. This type of coverage is often provided through worker's compensation insurance.

It is important to review the specific terms and conditions of your health insurance policy to understand what is covered and what is excluded.