Question

Expound upon INDIVIDUAL CERTIFICATES in group policies.

a) These certificates are only issued in individual life insurance policies.
b) They outline the group's overall coverage but don't specify individual benefits.
c) They provide details of coverage for each member of the group.
d) Individual certificates are not applicable in group insurance.

Answer 1

Individual certificates in group policies provide details of coverage for each member of the group in a group insurance plan.

Step-by-step explanation:

Individual certificates in group policies refer to the documents that provide details of coverage for each member of a group insurance plan. Option c) provides an accurate description of individual certificates in group policies. Individual certificates specify the benefits and coverage that each member of the group is entitled to receive.