Final answer:
FICA is a federal program for Social Security and Medicare taxes with no state involvement, whereas FUTA includes both federal and state components for unemployment insurance.
Step-by-step explanation:
FICA stands for the Federal Insurance Contributions Act, which requires individuals to pay taxes for Social Security and Medicare. It is strictly a federal program with no state component to the taxes paid or benefits received.
On the other hand, FUTA, the Federal Unemployment Tax Act, does require that employers pay both federal and state unemployment taxes. This system is a partnership between federal and state governments to fund unemployment benefits. Employers pay unemployment taxes based on state requirements, as well as the federal tax, which together fund the state-run unemployment insurance programs.
These programs provide benefits to eligible workers who become unemployed through no fault of their own and meet certain other eligibility requirements.
Additionally, the Temporary Assistance for Needy Families (TANF) program mentioned involves federal block grants provided to states for anti-poverty programs with the imposition of work requirements and a lifetime limit on receiving benefits. This illustrates another area where both federal and state rules can apply in tandem to social welfare programs.