Final answer:
Coverage B- Other Structures in a homeowners policy is included in the basic homeowners policy.
Step-by-step explanation:
The correct answer is B) It is included in the basic homeowners policy.
Coverage B- Other Structures in a homeowners policy provides insurance coverage for structures that are not attached to the main dwelling, such as detached garages, sheds, or fences. It is included in the basic homeowners policy, along with Coverage A- Dwelling, Coverage C- Personal Property, and Coverage D- Loss of Use. These coverages protect against different types of risk and each has a separate limit of insurance.