Final answer:
The cultural universal not shared by all cultures is 'Formal Education.' While family, housing, government, religion, artistic expression, and economy are considered universals, formal education systems are not universal in every society.
Step-by-step explanation:
The cultural universal that is NOT shared by all cultures is D. Formal Education. While it is common in many societies today, formal education systems are not a universal feature when considering human societies throughout history or even among all contemporary cultures. Some societies may emphasize informal means of education, such as oral traditions and direct learning through participation in community activities, rather than formal schooling.
Most other options listed, such as family, housing/clothing, government, religion, artistic expression, and economy, are considered cultural universals that appear in some form in all human societies. Housing and clothing styles are tailored to fit environmental conditions and available materials, but all cultures address these basic human needs.
Similarly, families in various forms are found worldwide as they fulfill the essential function of care and socialization of children. Different forms of government, religious practices, and economic systems are present across cultures, albeit in vastly different ways.