Final answer:
The waiting period for the waiver of premium rider in life insurance policies is typically around 6 months to 1 year. After this period, if the policyholder becomes disabled, the rider will start covering the premium payments.
Step-by-step explanation:
The waiting period for the waiver of premium rider in life insurance policies can vary depending on the specific policy. However, typically the waiting period is around 6 months to 1 year. During this period, the policyholder must continue to pay premiums. After the waiting period is over, if the policyholder becomes disabled and unable to work, the waiver of premium rider will start covering the premium payments.