Final answer:
A savings account is the method of putting away money with low risk and low return, offering safety and stability but smaller gains. The correct option is a.
Step-by-step explanation:
The method of putting away money that is typically considered low risk and low return is a savings account. Savings options like these are known for their security and relatively stable, albeit small, growth over time. For instance, money in Savings accounts is generally protected by institutions like the Federal Deposit Insurance Corporation (FDIC) up to certain limits, ensuring that deposits are safe even if a bank goes bankrupt. While other options like investing in stocks can offer higher returns, they come with a greater risk. Thus, a savings account is appropriate for those prioritizing low risk, even at the expense of lower returns compared to other financial instruments like stocks or bonds.