Final answer:
Individuals pay the entire deductible based on their healthcare needs and insurance policy terms.
Step-by-step explanation:
When it comes to health insurance, individuals often have to pay a deductible before the insurance company covers the rest of their medical expenses. A deductible is the maximum amount that the policyholder must pay out-of-pocket. The frequency of paying the entire deductible depends on the individual's healthcare needs and the terms of their insurance policy. For example, if someone has a $1,000 deductible and they need a medical procedure that costs $800, they would have to pay the entire deductible in that case. However, if they only need a doctor's visit that costs $100, they would not have to pay the entire deductible.