Question

Which term refers to an individual who enrolls in a health plan after the original enrollment date?

Answer 1

late enrollee

late enrolle. means an individual whose enrollment in a plan is a late enrolled.

Answer 2

A late enrollee is someone who enrolls in a health plan after the standard enrollment period has ended. The individual mandate of Obamacare sought to minimize adverse selection and maintain reasonable insurance costs by mandating coverage.

Step-by-step explanation:

An individual who enrolls in a health plan after the original enrollment date is commonly referred to as a late enrollee. This situation often arises in healthcare contexts where individuals do not have insurance through their employer or a government program and must therefore obtain coverage on their own.

The implementation of the individual mandate under the Patient Protection and Affordable Care Act, commonly known as Obamacare, aimed to minimize the adverse selection problem and keep health insurance costs reasonable by requiring that all consumers, even the healthiest, have health insurance or face a fine. This requirement was designed to mix risk pools and ensure that not only the riskiest consumers are purchasing insurance, which would otherwise lead to higher premiums for all.