Question

P is a new employee and will be obtaining non-contributory group Major Medical insurance from her employer. Which of the following actions must she take during the open enrollment period?

A) Submit a claim for coverage
B) Pay the premium for coverage
C) Choose the coverage amount
D) Waive or accept the offered coverage

Answer 1

During the open enrollment period, a new employee named P must decide whether to waive or accept the non-contributory group Major Medical insurance offered by her employer.

Step-by-step explanation:

The student's question revolves around what actions a new employee, P, would need to take during an open enrollment period for non-contributory group Major Medical insurance that is administered by her employer. During this period, P is not required to submit a claim for coverage or pay the premium for coverage since it is non-contributory, meaning the employer pays the full premium. P also does not need to choose the coverage amount, as this is typically predetermined in group plans. The action P must take is to waive or accept the offered coverage; essentially, she must decide whether to opt into the insurance plan provided by her employer.