Final answer:
Commercial insurance is important to healthcare providers because it allows them to negotiate for lower rates with healthcare and service providers, making insurance more affordable for consumers.
Step-by-step explanation:
Commercial insurance is important to healthcare providers because it allows them to negotiate for lower rates with healthcare and service providers, which benefits consumers by making insurance more affordable. Insurance companies have a large number of clients, giving them leverage to secure better rates than individuals would be able to get on their own. This not only saves money for both the insured and the insurance company when claims are paid out, but also promotes accessibility and affordability of healthcare services.