Question

Of the following types of plans, costs for the patient are lowest, but choice of providers is most restricted, in a:

a. Health maintenance organization
b. Indemnity plan
c. Preferred provider organization
d. Point-of-service plan

Answer 1

In a Health maintenance organization (HMO), costs for the patient are lowest, but the choice of providers is most restricted.

Step-by-step explanation:

Of the following types of plans, costs for the patient are lowest, but choice of providers is most restricted, in a: Health maintenance organization (HMO).In an HMO, patients are required to select a primary care physician (PCP) who acts as a gatekeeper for their healthcare needs.

The PCP coordinates and authorizes all medical services, including referrals to specialists, which may limit the patient's choice of providers.Although costs for patients in an HMO are generally lower due to negotiated rates with providers, the restricted choice of providers can be a disadvantage for some individuals.