Final answer:
Critics argue that the people should have the ultimate ability to ratify policies, but checks and balances are necessary for fairness and effectiveness.
Step-by-step explanation:
Critics argue that the people should have the ultimate ability to ratify policies. This means that they believe citizens should have the power to pass and approve laws and decisions that affect them. However, it is important to have checks and balances in place to ensure the fairness and effectiveness of the policies that are being ratified. By involving both the people and the legislative body in the approval process, the final policies can be more representative and accountable.