Final answer:
To compute the probability that a person who tests positive actually has the disease, we can use Bayes' theorem. The probability is approximately 0.3311, or 33.11%.
Step-by-step explanation:
To compute the probability that a person who tests positive actually has the disease, we can use Bayes' theorem. Let's define the following: 
 
 - D: Person has the disease
  - P: Person tests positive
 
 
We are given:
 
 - P(D) = 0.005 (incident rate)
  - P(¬D|P) = 0.04 (false negative rate)
  - P(P|¬D) = 0.01 (false positive rate)
  
 
Using Bayes' theorem:
 
P(D|P) = [P(D) * P(P|D)] / [P(D) * P(P|D) + P(¬D) * P(P|¬D)]
 
Substituting the given values:
 
P(D|P) = [0.005 * (1 - 0.04)] / [0.005 * (1 - 0.04) + (1 - 0.005) * 0.01]
 
Simplifying the expression:
 
P(D|P) = 0.00495 / (0.00495 + 0.995 * 0.01) = 0.00495 / 0.01495 = 0.3311
 
Therefore, the probability that a person who tests positive actually has the disease is approximately 0.3311, or 33.11%.