Question

Which best describes exclusions in a health insurance policy?

a.people who receive payment in the event of a policyholder's death
b. health factors used to determine the cost of homeowner's insurance premiums
c. government-funded health insurance for low-income Americans
d. conditions or procedures not covered by the insurance policy

Answer 1

Exclusions in a health insurance policy are conditions or procedures that are not covered by the policy.

Step-by-step explanation:

Exclusions in a health insurance policy refer to the conditions or procedures that are not covered by the insurance policy. These exclusions can vary depending on the specific policy, but they generally include treatments or services that are considered experimental, cosmetic procedures, or pre-existing conditions. For example, if a health insurance policy excludes coverage for dental procedures, the policyholder would be responsible for paying the full cost of any dental treatment.