Question

Coverage A of a Building and Personal Property form would exclude all but: A) Earthquake damage B) Fire damage C) Theft of personal property D) Windstorm damage

Answer 1

The correct answer is B) Fire damage because Coverage A typically covers fire damage but excludes earthquake damage, which is option A.

Step-by-step explanation:

The student's question refers to the coverage of a Building and Personal Property form, specifically which types of damage are excluded and which are not. The answer is that Earthquake damage is generally excluded from this coverage while events such as Fire damage, Theft of personal property, and Windstorm damage are typically covered. Therefore, the correct answer is B) Fire damage, as earthquake damage, which is mentioned in option A, is commonly not covered under such insurance policies.

Learn more about Insurance coverage exclusions