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Give three examples of risk factors that could lead you to pay higher health or

automotive insurance premiums. Choose only one of the types of coverage...
I chose... health/auto
Three factors:
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asked
User Razlebe
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1 Answer

7 votes

Final answer:

Three risk factors that can lead to higher health insurance premiums are age, smoking, and medical history.


Step-by-step explanation:

Three risk factors that could lead to higher health insurance premiums are:

  • Age: Older individuals often face higher insurance premiums because they may have more pre-existing conditions or are more prone to certain health issues.
  • Smoking: Smokers are considered to have a higher risk of developing health issues, and therefore may face higher insurance premiums.
  • Medical history: Individuals with a history of chronic illnesses or major health conditions may be seen as higher risk by insurance companies, resulting in higher premiums.

Learn more about Risk factors for higher health insurance premiums

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