asked 231k views
1 vote
How long does a credit report keep record of your credit history?

O 9-11 months
O 7 years
O 10 years
O 25 years

asked
User Vargas
by
7.9k points

1 Answer

5 votes

Final answer:

A credit report keeps record of your credit history for 7 years.


Step-by-step explanation:

A credit report keeps record of your credit history for 7 years. It includes information such as your payment history, credit utilization, and any negative actions, such as late payments or bankruptcy. This information is used by lenders, landlords, and other businesses to assess your creditworthiness and make decisions about extending credit to you.


Learn more about Credit report and credit history

answered
User ShyJ
by
8.9k points

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