"The multiplier for 0.85% growth is calculated by adding 1 to the percentage as a decimal:
Multiplier for 0.85% growth = 1 + 0.0085 = 1.0085
The multiplier for 300% growth is calculated in the same way:
Multiplier for 300% growth = 1 + 3.00 = 4.00
Therefore, the multipliers for 0.85% and 300% growth are 1.0085 and 4.00, respectively." (ChatGPT, 2023)