Answer:
Some people aren't able to afford to pay it in cash, so they take some big purchases, like a house on credit. In these situations, using a credit card is often easier and less expensive to taking out an emergency loan.
Another reason that people use credit, is due to the rewards that come from it. For example, one can qualify for an intro bonus, have a promotional rate or some credit card companies offers purchase benefits.
Step-by-step explanation:
Hope it helped!