Question

Recently you've noticed that the supply of disposable diapers at your day care facility is being used faster than usual. You've had to place an order twice this month, and you usually order only once each month. You suspect that a new employee may be taking diapers to use for her own baby. Finally, you see her taking some diapers home and she admits the theft. What type of insurance would cover your loss?

a. Fidelity bond
b. Burglary
c. Workers' compensation
d. Liability

Answer 1

The situation above would be covered by a Burglary Insurance. Burglary insurance policies are insurances against the loss or damage of property that was done through an unlawful breaking and entering on the designated premises or places of safekeeping of a specific company. The stolen items account for this type of insurance and can be filed by the owner of the company. The person who is responsible may be fired or may appear in the courtroom to defend his actions.