Question

Y is 5 less the product of 4 and x

Answer 1

"Y is 5 less" translate to Y = -5. The key word here is "is less".
The product of 4 and x is 4*x. The key word here "the product of".
Now, combine it. Y = 4*x-5.

Answer 2

Y is 5 less -> y - 5

product of 4 and x -> 4x

y-5 = 4x

"y = 4x + 5"