Answer: The correct answer is B. Human capital.
Explanation: Human capital can be understood as the set of characteristics such as knowledge, academic background, skills, interpersonal-skills, abilities, and competencies that an individual or a group of individuals has that are useful to a certain organization. Human capital is adquire throughout life and its value can be improved each day.
The higher the value of your human capital the more eligible you are for jobs in demand, which will provide you with higher income and increase your ability to affect the consumer market.
The correct answer is B.