Answer: She should use 0.989 as the common ratio.
Explanation:
Given: A conservationist determines that a particular beach is eroding at a rate of 1.1% each year.
i.e. the rate of decay k= 1.1%=0.011
When writing an explicit formula to represent the amount of beach remaining each year, the common ratio 'r' for decay rate k is written as :

Hence, she should use 0.989 as the common ratio.