Answer: Credit score
Step-by-step explanation:
Credit score: is the analysis that shows the study of a persons credit, it represent how credit worthy an individual is. It is an individual's credit report obtained through the credit bureaus.
Financial institutions, lenders, etc use credit scores to determine the level of risk involved in lending money to a particular individual or organization. It is also used to determine the level of revenue a customer can bring, it is widely adopted not just by bank but also other organizations too.