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A small payment you contribute to pay for insured damages at the time of a claim is called a

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User Avelis
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Deductible.

It is the amount that you must pay at the time of a claim before the insurer starts paying. So the insurers avoid a lot of smaill claims and make you to contribute with the payments due to the occurrence of an accident or event covered by the insurance policy.
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User Cattivo
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