Answer:
Earing incomes 
Step-by-step explanation:
 Earning an income
 Understanding state and federal taxes
 Banking and financial services
 Managing a bank account
 Savings and investing
 Planning for retirement
 Understanding the Free Application for Federal Student 
 Aid (FAFSA), loans and borrowing money, including 
 predatory lending and payday loans
 Understanding interest, credit card debt, and online commerce
 Identity fraud and theft
 Rights and responsibilities of renting or buying a home
 Understanding insurance
 Understanding the financial impact and consequences of 
 gambling
 Bankruptcy
 Charitable giving