Question

Which is NOT a true statement about others and your credit?

Credit reports can be affected with joint purchases such as a car.


Authorized users on your credit card account can affect your credit score.


Negative information resulting from an authorized user will remain on your credit report for seven years.


A joint account will be deleted from your credit report as soon as the account is closed.

Answer 1

Once a joint account is closed, it will be deleted from your credit history.

Things are only deleted after seven years not immediately.