Two times two is four. Think of it like this, if you have two pennies, add two for every penny you have. So you would add 2 for one penny, and another 2 for the other penny. 2+2 is 4. Another example is 5 times 4. You have 5 pennies, so add 4 for every penny you have. 4 for one penny, another four for the other, and so on until you get up to 5. So, the answer is 20. 5 times 4 is 20