The correct answer is:
borrowing
Explanation:
When creating financial choices, you should weigh all the options before deciding on one. Financial choices rotate around three principal decisions: spending, saving, and sharing. Your financial choices depend on your values, lifestyle, needs, wants, and of the program, the product of your disposable income. When you have money you have to choose whether you want to spend/invest it or save for future spending. If you save it is because you can earn profits and expand the benefit of your money.