Question

What happens if a payee can never get an account holder to pay a returned check?

a. there is nothing the payee can do to get payment.
b. the bank will eventually reimburse the payee.
c. the bank will waive the overdraft fee.
d. the writer of the check can be subject to criminal penalties.

Answer 1

What happens if a payee can never get an account holder to pay a returned check?

d. the writer of the check can be subject to criminal penalties

The payee can file a check against the writer for fraud.