The EFT Act protects consumers by
a.
prohibiting the creditor from charging late payment fees.
b.
prohibiting the distribution of credit cards that have not been requested.
c.
prohibiting the creditor from making misleading statements.
d.
prohibiting the creditor from publicizing a consumer's debts.
According to the Truth in Lending Law, credit contracts must include
a.
an explanation of how to submit a dispute.
b.
how to report a stolen credit card.
c.
all charges not included in the finance charge.
d.
the name and address of the credit company.