Question

Which method for calculating a credit card balance does not take into account the purchases or the payments made during the current billing cycle?

Answer 1

READ YOUR QUESTION CAREFULLY: If it says it DOES NOT take into account purchases or payments, the answer is "Previous Balance Method"

If it says it takes into account purchases and payments, the answer is "Adjusted Balance Method"

Explanation: Please just read yall

Answer 2

The Adjusted Balance Method Calculation.

Step-by-step explanation:

The adjustment balance method for calculating credits uses the previous balance from the end of the last credit or billing cycle excluding any payments and billings made during the current billing cycle.

It gives a grace period on new expenditures and if payment are made for the new credits before the last day, there will be no billing charges.