Question

Germans have not been overly receptive to the use of credit cards such as visa or mastercard and installment debt to purchase products and services because of a difference in ________ from american consumers.

Answer 1

Because of a difference in values from American consumers, Germans have not been overly receptive to installment debt to purchase products and services and the use of credit cards such as visa or Mastercard. The German Schuld which means debt also means guilt.