The big keyword here is the word RATIO. Ratio of what? The ratio of girls to boys in the entire grade. A ratio is just the two amounts divided by each other (you can also call it the slope, but ignore that if that makes it more confusing). 
(81 girls)/(72 boys) 
Simplify it by breaking it up a bit. 
81 = 9 * 9 
72 = 9 * 8

Cross out similar terms to gain the result of: 

What they want from us is the ratio of girls if a group has 16 boys. So set it up like this: 

Just by looking at this you may be able to solve for "x" if you have a good understanding of fractions, but instead let's do the long way.
First off is to get "x" alone by multiplying 16 boys on both sides. 
x = 

Remember that: 
16 = 8*2
x = 

Cancel out the like terms (8) to give you: 
x = 18 girls