Question

Which of these is a WISE spending or saving decision?

When I do not have enough cash to buy what I want, I swipe my credit cards and keep spending!


I do not have enough time to track my expenses; I just hope I have enough when I swipe my debit card.


I buy everything I want rather than putting money into my savings account.


I set aside $50 from each paycheck for unexpected expenses.

Answer 1

I set aside $50 from each paycheck for unexpected expenses.