since the car is 110 m behind or .11 km behind. 
let t = time 
the trucks distance traveled is 75t + .11 km (since it has a .11 km lead). 
the car's distance traveled is 95t. 
the car catches up to the train when their distance are equal so: 
75t + .11 = 95t 
.11 = 95t - 75t 
20t = .11 
t = .0055 h 
to convert to seconds: 60 sec = 1 min, 60 min = 1 hr or 3600 sec/hr. 
so .0055 * 3600 = 19.8 seconds.