Answer:
Brian declares bankruptcy, which triggers an automatic stay. This blocks creditors from suing.
Step-by-step explanation:
In times of crisis, it is not uncommon for people to suffer from declines in their revenues and accumulation of debts, rapidly deteriorating their financial situations and making them fear even bankruptcy.
When the bankruptcy occurs, it will cause an automatic stay. Auto stay is a rule that prevents the action of creditors automatically, so creditors are unable to collect the debt of those who are bankrupt and prevents them from acquiring some property such as houses and cars.