Harold plans to buy a $95 Father's Day present for his father, and the holiday falls on the third Sunday of June. He can afford to put it on layaway with a 20% down payment and $12 a month after that.

Harold plans to buy a $95 Father's Day present for his father, and the holiday

falls on the third Sunday of June. He can afford to put it on layaway with a
20% down payment and $12 a month after that. If payments are due at the
beginning of each month, when should Harold make his first monthly
payment?

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Harold plans to buy a $95 Father's Day present for his father, and the holiday falls on the third Sunday of June. He can afford to put it on layaway with a 20% down payment…

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