Question

Earthquake insurance being included into an umbrella policy for a homeowner in Salinas, California is known as which of the following?

A. Vicarious liability
B. Ring of Fire Package
C. Mudslides
D. Riders or specialized coverages

Answer 1

(D) Riders or specialized coverages

Step-by-step explanation:

Earthquake insurance is a form of specialized coverage - or additional coverage that is not covered by your initial insurance package. California is located in the Ring of Fire zone, where earthquakes happen more often than other region. Many people who live in the state who can afford a specialized coverage, gets an earthquake insurance in additional to their normal residential insurance.