Ruth Theobald has been using credit cards for many years. She recently faced difficulties in getting additional credit for a transaction. Her credit card application was also rejected by a few major banks. Based on this information, it can be inferred that:______
A) Ruth has payed low interest rates on her card balances.
B) Ruth has a history of making late payments on her credit cards.
C) Ruth has not tried hard enough to obtain the additional credit.
D) Ruth has maintained a high credit score.