Answer: He should go to a payday loan company because he would have to put up his car as collateral and risk losing it at a title pawn lender.
Explanation: Payday loan company offers unsecured loans meaning they give out loans without a collateral since the payment of the loan is tied to the paycheck of the borrower. That means the paycheck stands as a collateral for the loan.
With a title Pawn lender Mateo has to use his car as a collateral and risk losing it if he doesn't meet payment deadline.
In conclusion, it is best to acquire loan from a payday loan company as arrangements can be made on payments and he will still have enough money to live on while paying the loan.