Answer: 
Teresa has a credit score of 632. this is a range for "Fair" credit score which is 620-659. so Teresa score for credit regard as Fair 
Explanation: 
Credit score CIBIL is known as credit information bureau India limited. it is a credit information company in India established in 2020. 
The firm collects and maintains and prepares credit records and scores them for a person and other financial institutions, By this score banks and financial institutions make the creditworthiness of a person. 
A company prepares a range by which banks and other institutions know about their customer's creditworthiness. 
For example, if Teresa has a credit score of 751 then Teresa considered a good creditor. In this case, the bank lends her.